Please read these Terms and Conditions carefully before using this Website. By accessing and using the Website, you hereby agree to fully comply with the Terms and Conditions outlined below governing this Website. Furthermore, Amerex Financial Services, Inc. reserves the right to change these Terms and Conditions at its sole discretion, without prior notice at any time.

1. No Representations or Warranties - Amerex Financial Services, Inc. does not warrant or represent that the content in this Website, and all linked Websites, is accurate, complete, correct, or reliable. The content in this Website, and all linked Websites, is intended for informational purposes only. All content or information contained within this Website, and all linked Websites, is provided "as is" with no representations or warranties of any kind, either expressed or implied, including but not limited to, the implied warranties of merchantability, fitness for a particular purpose, and non-infringement. You assume total responsibility and risk for your use of this Website and site-related services and tools.
2. Ownership - Amerex Financial Services, Inc. owns and operates this Website. As owner, Amerex Financial Services, Inc. reserves the right to change, discontinue, suspend, or terminate any aspect of the Website, including the availability of any site-related services and tools, without prior notice at any time. All trademarks, trade names, and logos displayed on this site are proprietary to or licensed to Amerex Financial Services, Inc. You must not use any such trademarks, trade names, logos, including when providing links to the America's Factors' website, unless you have first obtained approval to use such items. Such approval may thereafter be restricted, modified or terminated by Amerex Financial Services, Inc. The copyright in this Website, its contents, including, without limitation, all graphics, text, and computer programs contained therein, the underlying code, the pages displaying this Website, and the arrangement of this Website, is owned by Amerex Financial Services, Inc. and protected under U.S. copyright and other applicable laws. You may not modify or use the pages, text, images, or content from this site for any unauthorized purpose -- doing so is a violation of America's Factors copyrights and other proprietary rights.
3. Limitation of Liability - Amerex Financial Services, Inc., its related parties, officers, employees, and sub-contractors are neither responsible nor liable for any direct, indirect, incidental, consequential, special, exemplary, punitive or other damages arising out of or relating in any way to the Website, the inability to access the Website, site-related services and tools, content or information contained within the Website, and/or viruses contracted from the Website. Your sole remedy for dissatisfaction with the Website, site-related services and tools, and/or all linked Websites is to stop using the Website and/or those services.
4. Indemnification - By using this website you agree to indemnify, defend, and hold harmless Amerex Financial Services, Inc., related parties, officers, employees, and sub-contractors against all claims, action, liabilities, losses, expenses, damages and costs, including but not limited to attorneys' fees, that may be incurred at any time due to virus or any other destructive features resulting from your access to, or use of this Website, or any Website linked to this Website.
5. Third Party Links - Amerex Financial Services, Inc. does not control or own any linked Websites. As such, Amerex Financial Services, Inc. does not investigate, monitor, or endorse the accuracy, content, or opinions of such Websites, and all linked Websites. Your decision to use links to other Websites from this Website is made at your own risk.
6. Links to AFSfactoring.com - Any links to the AFS Factoring's Website must be used in such a manner to complement AFS Factoring's business, and not compete with, detract, or divert business from Amerex Financial Services, Inc. Amerex Financial Services, Inc. may, in its sole discretion, terminate your right to use the Amerex Financial Services, Inc. logo and trade name at any time for any reason. Upon termination, you shall immediately cease all further use of the logo and trade name. You hereby grant to Amerex Financial Services, Inc. the right to link to your Website under the same Terms and Conditions stated above.
7. Jurisdiction - Unless otherwise specified, Amerex Financial Services, Inc. controls and operates this site from its offices within San Diego County, California, United States of America. Amerex Financial Services, Inc. does not claim that materials in this site are appropriate or available for use in locations other than states in which Amerex Financial Services, Inc. is qualified to conduct business. If you choose to access this Website from other locations, you do so on your own initiative, and you are responsible for compliance with any applicable local laws. The laws of the State of California govern these terms. If you take legal action relating to this Website or these Terms and Conditions, you agree to file such action only in state or federal courts located in Los Angeles County, and you consent and submit to the personal jurisdiction and venue of such court for the purposes of litigating any such action.
8. Security - If passwords or other security procedures are required for accessing any areas of the Site, you agree that you will comply with such security procedures. You agree not to access or attempt to access any areas of the Site which are not intended for general public access, unless you have been provided a password or other written authorization to do so by Amerex Financial Services, Inc.
9. Use of Information - Any information submitted to Amerex Financial Services, Inc. via this Website shall become and remain the property of Amerex Financial Services, Inc. Amerex Financial Services, Inc. shall be free to use such information for any purpose. Amerex Financial Services, Inc. shall not be subject to any obligations of confidentiality regarding such information, except as required by law. Users should be aware that information sent by E-mail may not be secure and may be intercepted by third parties.